IRS wage garnishments and bank levies can hit without warning and drain your income fast. At PickleTax Resolutions, we help you pursue relief from aggressive collection and work toward a long-term resolution with the IRS.
When you owe the IRS and don’t have a resolution in place, they can legally garnish your wages or levy your bank account. That can leave you struggling to cover basic expenses like rent, food, and utilities.
A wage garnishment or bank levy is one of the IRS’s strongest collection tools. In many cases, it’s also a sign that it’s time to put a structured resolution in place.
At PickleTax Resolutions, we work to:
Contact the IRS as your representative
Request relief from wage garnishments or levies when appropriate
The goal is to protect as much of your income as possible while putting you on a realistic path forward.
Many taxpayers panic when a garnishment or levy starts and try to contact the IRS on their own. Without a plan, the right documentation, or experience with IRS procedures, it’s easy to feel stuck or get little movement on the case.
At PickleTax Resolutions, we:
Assess your situation and review your IRS records
Identify which relief and resolution options may apply
Provide the information and documentation the IRS needs to consider a release
Communicate with the IRS on your behalf and follow up as needed
We focus on addressing the immediate problem and then work with you to stabilize your situation over the long term.
Stopping or reducing a garnishment or levy is only part of the resolution. To stay protected going forward, it’s important to:
At PickleTax Resolutions, we help you understand the steps needed to stay compliant so you can reduce the risk of future garnishments or levies and focus on rebuilding your financial stability.
Every wage garnishment or bank levy has its own facts and options. At PickleTax Resolutions, we review your situation, explain your choices in plain language, and help you take the next step toward relief.
Wage garnishment is when the IRS takes part of your paycheck before you get it. They send a notice to your employer, and your employer must send a portion of your pay to the IRS to apply toward your tax debt.
A bank levy is when the IRS takes money directly from your bank account. They tell your bank to freeze the funds, and after a short waiting period, the IRS can withdraw the money to apply toward your tax debt.
The IRS usually garnishes your wages or levies your bank account when you owe taxes and haven’t set up a payment plan or other resolution. Before taking money, they send several notices. If no action is taken, the IRS may use garnishment or a levy to collect the debt.
Yes. If the IRS sees that you’re not in a payment plan, not in hardship status, or not following an agreement, they can issue another wage garnishment or bank levy. These actions can happen more than once unless a resolution is in place.
Yes. Even if a garnishment has already started, you can still request a resolution with the IRS. In many cases, the IRS may pause the garnishment once they see that you’re working toward a formal resolution. At PickleTax Resolutions, we review your situation and communicate with the IRS to pursue the relief that fits your case.
Yes, but it’s rare. In limited situations, the IRS may return funds if the levy or garnishment shouldn’t have happened or if an exception applies. These situations can be hard to identify without knowing IRS rules, so it’s important to have someone who understands when a refund may be possible and how to request it correctly.
